HoriZen July 2025

HoriZen - Zenzic's sector and country focus white papers

Opportunities in Italy: How alternative lenders navigate the challenges and bank credit contraction Whilst Italy is not the most straightforward of jurisdictions in which to lend, it offers a wealth of opportunities for private credit investors from the combination of continued banking retrenchment, alongside strong underlying real estate fundamentals. For alternative lenders willing to devote … Read more

ZenView July 2025

Tariff-ying Times: Is Real Estate Credit Europe’s Safe Harbor? Tariffs are more than taxes, they’re volatility catalysts. While headlines focus on trade flows, the deeper impact lies in disrupted capital allocation, heightened macro uncertainty, and a retreat of cross-border liquidity. European credit markets are holding steady, for now. Despite equity volatility, real estate credit spreads … Read more